Anderson:

A: 3737 S. Scatterfield Rd., Suite 200, Anderson, Indiana 46013

P: (765) 640-1330


Indianapolis:

A: 10475 Crosspoint Blvd., Suite 234, Indianapolis, Indiana 46256

P: (317) 793-2015

Filing Bankruptcy May Help Your Credit Score

Creditors (e.g. credit card companies) use your credit score to adjudge whether to issue you any credit or to affix the rate of credit that they might be willing to give you. A new analysis sheds some hopeful light on filing bankruptcy and its effect on your credit score.  The analysis Paul Goldsmith-Pinkhams, an economist … Continue reading Filing Bankruptcy May Help Your Credit Score

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Question: When Can I Get A Free Credit Report?

Answer: Pursuant to 15 U.S.C. § 1681j(a)(1)(A), any consumer reporting agency must provide you a free credit report once in any 12-month period upon your request. The best place to do this now is online at annualcreditreport.com which allows you to access your “big 3” credit reports, that is, the credit reports from Equifax, TransUnion, … Continue reading Question: When Can I Get A Free Credit Report?

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Filing Bankruptcy Should Not Affect Your Job

We often get asked whether a bankruptcy will affect the client’s job. The short answer is “no”.  In fact, pursuant to 11 U.S.C. § 525(b), your employer cannot discriminate or terminate your employment based on you filing a bankruptcy petition. This doesn’t mean that your employer will not find out about the bankruptcy, but generally … Continue reading Filing Bankruptcy Should Not Affect Your Job

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What Is An “Artifact” and What To Do If You May Have Found One

Indiana law protects archaeological sites with artifacts dating prior to December 31, 1870. An “artifact” is defined as “(1) a feature that is: (A) nonportable evidence of past human behavior or activity; (B) found on or in the ground, including structural remains; and (C) formed before December 31, 1870 or (2) an object made, modified, … Continue reading What Is An “Artifact” and What To Do If You May Have Found One

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Requesting An Accounting Under Indiana’s Power of Attorney Statute

Under Indiana law, an “attorney in fact” shall keep complete records of all transactions entered into by them on behalf of the principal. An “attorney in fact” is the person exercising a power of attorney for somebody (i.e. the “principal”). Attorneys in fact are not required to render an accounting, however, of the transactions, unless … Continue reading Requesting An Accounting Under Indiana’s Power of Attorney Statute

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